Financial Planning
A clear roadmap for your family's goals, built around your whole financial picture.
- Financial Advisor
- Family Financial Advisor
- Wealth Management
- Risk Assessments
- Asset Protection
Serving Long Island, NY
Personalized Financial Strategies for a More Secure Future
Martin Muratore provides personalized financial planning solutions for individuals, families, and small businesses with strategies focused on wealth protection, retirement planning, and financial security.
- Retirement Planning
- Life Insurance
- Business Planning
Office hours
Mon–Fri, 9:00 AM – 5:00 PM
About Martin
27 years of experience guiding Melville & Long Island families
With 27 years of experience in the financial services industry, Martin Muratore brings decades of real-world knowledge to every client relationship. Now a financial professional with New York Life, he helps individuals, families, and business owners in Melville, NY and across Long Island build confidence in their financial future.
Whether you live or run a business in Melville, Huntington, or anywhere in Suffolk and Nassau County, Martin offers local, face-to-face guidance on retirement planning, life insurance, and business financial strategies.
27
Years in the industry
11
Long Island communities served
His approach starts with listening. By understanding your goals, responsibilities, and concerns, Martin creates personalized, long-term strategies that bring together retirement planning, insurance protection, and wealth management into one clear plan.
Individuals
Families
Retirees
Business Owners
Services
Comprehensive financial & insurance services
From protecting your family to planning retirement and growing your business, every strategy is tailored to you.
Retirement Planning
Strategies designed to help turn savings into dependable retirement income.
- Retirement Planning
- 401(k) Rollovers
- IRA Rollovers
- 403(b) Rollovers
- Pension Planning
- Social Security Maximization
- Retirement Income Strategies
Insurance Solutions
Protection for the people and income you depend on most.
- Life Insurance
- Whole Life Insurance
- Term Life Insurance
- Variable Universal Life
- Variable Annuities
- Fixed Annuities
- Disability Insurance
- Long Term Care Insurance
- Mortgage Protection
- Final Expense Solutions
- Lifetime Income Benefits
Business Financial Services
Guidance for owners from formation through succession.
- Business Planning
- Business Formation
- Business Financial Advisor
- Business Insurance
- Succession Planning
- Charitable Giving Planning
Special Needs Planning
Thoughtful planning to support a loved one with special needs for life.
- Special Needs Financial Planning
Not sure where to start?
A complimentary conversation can clarify your priorities.
Why Choose Martin
Planning built on trust and relationships
Personalized financial strategies
No cookie-cutter plans — every recommendation fits your goals.
Individual & family-focused planning
Strategies that protect and support the people you love.
Business financial guidance
Help for owners from formation through succession.
Wealth protection approach
Balancing growth with protection against life's risks.
Long-term client relationships
Ongoing guidance as your life and goals evolve.
Our Process
A simple, proven financial planning process
- 01
Discovery
We talk about your goals, family, and concerns.
- 02
Financial Review
We review your assets, coverage, and income sources.
- 03
Personalized Strategy
You receive clear, tailored recommendations.
- 04
Ongoing Guidance
We meet regularly and adjust as life changes.
FAQ
Frequently asked questions
What does a financial advisor do?
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A financial advisor helps you organize your finances, set goals, and build a strategy covering savings, investments, insurance, retirement, and estate considerations. Martin works with individuals, families, and business owners across Long Island to create personalized plans.
When should I start retirement planning?
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The best time is as early as possible, but it's never too late. Whether you're starting your career or nearing retirement, a review of your 401(k), IRA, pension, and Social Security options can help you make more confident decisions.
How much life insurance do I need?
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It depends on your income, debts, mortgage, family needs, and long-term goals. A needs analysis compares term, whole, and universal life options so your coverage fits your budget and responsibilities.
What is wealth management?
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Wealth management is a coordinated approach that combines investment guidance, risk management, tax-aware strategies, and legacy planning to help grow and protect your assets over time.
How can a financial professional help my small business?
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Business owners can get help with business formation, key person and business insurance, employee benefits, succession planning, and aligning business goals with personal financial plans.
What is asset protection planning?
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Asset protection planning uses insurance and planning strategies to help shield what you've built from risks like disability, long-term care costs, liability, and unexpected loss.
Do you work with clients outside South Setauket?
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Yes. Martin serves clients throughout Suffolk and Nassau County, including Stony Brook, Port Jefferson, Melville, Centerport, Cold Spring Harbor, Lloyd Harbor, and more.
Resources
Financial education resources
Helpful articles on retirement, insurance, and planning.
Retirement
401(k) vs. IRA Rollovers: What to Know Before You Change Jobs
Life Insurance
Term vs. Whole Life Insurance: Choosing the Right Coverage
Business
Succession Planning Basics for Long Island Business Owners
Contact
Schedule your consultation
Reach out today to start building a plan for your future.